VA assumable at 2.875%! Welcome home to this 4-bedroom, 2-story residence in Ocean Pointe, offering a comfortable and practical layout for family living. The main level features an open living and dining area with plenty of room to gather and relax. The kitchen includes an island, Corian countertops, updated cabinets, and Samsung appliances replaced within the last five years. A permitted den conversion completed in 2012 provides a versatile 4th bedroom that can also serve as a guest room or home office. Additional updates include central A/C, vinyl flooring, newer blinds, and recently replaced baseboards. One of the highlights is the large, level grassy backyard, an open and usable space with room for BBQs, outdoor dining, pets, gardening, or future ideas. Enjoy a neighborhood with parks nearby and convenient access to Laulani Village and Ka Makana Ali‘i, with estimated drives of 20–30 minutes to Pearl Harbor, 25–40 minutes to Schofield Barracks, and 40–50 minutes to the North Shore.